iGenRisk

Illness, Injury and Wealth Protection Roulette

Illness, Injury and Wealth Protection Roulette

We invented a game a while back we called Wealth Protection Roulette.  We haven’t played for a while so we thought we’d bring it back.  What is it, you ask?  Well, the foundations of any sound financial plan are built on ensuring that the major risks in life are covered and that your biggest assets are protected.  So, we’re having a look at income protection insurance and other ways of protecting ... »

Marriage, Money and Misery (but only from the father of the bride!)

Marriage, Money and Misery (but only from the father of the bride!)

I stopped to fill up my fuel tank on the way to work this week and had a quick chat to Pete, the guy who owns the local servo (not his real name).  He’s a friendly guy who understands good old fashioned service and gives my kids a lollipop every time they visit. It’s like crystal meth for four year olds – I am simply not allowed to buy petrol anywhere else. This morning we chatte... »

Financial Implications of Travel – Passports, Protection and Permanence

Financial Implications of Travel – Passports, Protection and Permanence

We’ve covered the single biggest financial question in the minds of our readers in the 18-35 age group (So, like, how do you buy a house?). While the great Australian dream remains a widely held aspiration, it’s not always at the top of the to-do list. Before higher education, full-time employment and saving for a house deposit, a lot of young people downunder follow the long-held tradition of see... »

Putting your Financial Circumstances into Perspective

Putting your Financial Circumstances into Perspective

With the bushfires around Australia over the last week, Christmas seems like months ago.  The recent fires in Tasmania have been tragic and the team at iGenWealth offer our sincere sympathy to all those impacted.  We usually like to have a bit of fun with our iGenWealth posts but this week, it’s just too hard to find anything amusing to write about and frankly, we felt it wouldn’t be respect... »

Effective Estate Planning – But What if You’re Not Dead?

Effective Estate Planning – But What if You’re Not Dead?

This is part three in our trilogy on Estate planning and I’m still sitting over coffee with Bridget Rheinberger from Page Seager Lawyers talking about what makes up an effective Estate plan. Three posts in one and all for the price of one cup of coffee – we do like saving money here at iGenWealth! Bridget’s now telling me about how a Will isn’t necessarily always enough and... »

Where There’s a Will There’s a Way

Where There’s a Will There’s a Way

To catch you up where we left off last time, I’m sitting in the West End pump house in Hobart with a friend of mine, Bridget Rheinberger, a specialist Estate planning lawyer at Page Seager Lawyers, talking about the financial problems associated with dying….. of death….. I’ve just managed to wriggle clear of the aftermath of a catastrophically dumb question and got on to a bit of safer... »

Wills, Estate Planning and Dying of Death

Wills, Estate Planning and Dying of Death

We’ve had a couple of bad cases of the flu at our place this week and that, combined with our recent series on home ownership, got us thinking about people accumulating assets and also, well, dying – of death – Not the Sunday morning hung over kind. When most people think about deceased estates they think old, cobwebbed, cat hair infested houses filled with 1950s electrical appli... »